| PDF Title | FINMIN – Small Savings Schemes interest rates from July-September 2025 |
| Category | |
| Order no | F.No.1/4/2019-NS |
| Order Date | Jun 30, 2025 |
| Total Pages | 1 |
| Posted By | Admin |
| Posted On | Aug 01, 2025 |
FINMIN – Small Savings Schemes interest rates from July-September 2025
F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)
North Block, New Delhi
Dated: 30.06.2025
OFFICE MEMORANDUM
Subject: Revision of interest rates for Small Savings Schemes – reg.
The rates of interest on various Small Savings Schemes for the second quarter of FY 2025-26 starting from 1st July, 2025 and ending on 30th September, 2025 shall remain unchanged from those notified for the first quarter (1st April, 2025 to 30th June, 2025) of FY 2025-26.
2. This has approval of the competent authority.
(Masroor Ahmad)
Deputy Secretary (Budget)
Tel – 011 23095059
For your Reference, Interest rate for Saving schemes are given below
| Saving Schemes | Rates of interest |
|---|---|
| Savings Deposit | 4.0% |
| 1 Year Time Deposit | 6.9% |
| 2 Year Time Deposit | 7.0% |
| 3 Year Time Deposit | 7.1% |
| 4 Year Time Deposit | 7.5% |
| 5 Year Recurring Deposit | 6.7% |
| Senior Citizen Savings Scheme | 8.2% |
| Monthly Income Account Scheme | 7.4% |
| National Savings Certificate | 7.7% |
| Public Provident Fund Scheme | 7.1% |
| Kisan Vikas Patra | 7.5% (will mature in 115 months) |
| Sukanya Samriddhi Account Scheme | 8.2% |